Costa Finance Group S.L. (hereinafter: “CFG”) is a company incorporated under Spanish law, established in Spain, which focuses on financial services, advisory services and intermediation, in particular in the field of real estate financing, mortgages and business financing.
Further company information is included in the Aviso Legal on the website.
In these general terms and conditions, the following terms shall have the meanings set out below:
These general terms and conditions apply to all offers, quotations, activities and agreements of CFG.
Deviations are valid only if agreed in writing.
The applicability of the client’s terms and conditions is expressly excluded.
An agreement is formed at the moment the client:
Digital acceptance is deemed legally valid and binding.
In the case of electronic contract formation via the website, the following also apply:
To the extent that the agreement is concluded with a consumer, the legally required information will be provided before the conclusion of the agreement regarding:
CFG provides advisory, guidance and/or intermediation services between the client and third parties, including banks, investors and financial institutions.
CFG is not a lender and does not make decisions regarding financing.
All activities of CFG qualify as an obligation to use best efforts and not as an obligation to achieve a specific result.
CFG does not guarantee that:
All decisions lie entirely with external parties.
Submitting an application or lead through CFG does not create any right to financing, approval or return.
The client is obliged to:
The client warrants the accuracy of the data provided.
Damage resulting from incorrect or incomplete information is entirely at the client’s expense.
CFG may rely on the accuracy of the information provided.
CFG is entitled to a fee for its activities.
This may consist of:
A success fee is due as soon as an agreement is concluded with a party introduced by CFG, regardless of CFG’s direct involvement.
Payment must be made within the agreed term, without set-off or suspension.
The client is not permitted to circumvent CFG by doing business directly with parties introduced by CFG.
In the event of a breach, the full fee remains due as if CFG had been fully involved.
CFG works together with external parties.
CFG is not liable for:
The client acknowledges that CFG has no influence over decision-making by third parties.
CFG is liable only for direct damage in the event of intent or gross negligence.
Liability is limited to:
CFG is not liable for indirect damage, including:
CFG is not liable for delays or failures due to force majeure.
Force majeure includes:
All materials provided by CFG remain the property of CFG.
Use is permitted only for the client’s own purposes.
Without permission, these materials may not be:
The parties undertake to maintain the confidentiality of confidential information.
This obligation continues after termination of the agreement.
CFG processes personal data in accordance with the General Data Protection Regulation (GDPR).
The processing of personal data is explained in more detail in the Privacy Policy.
For marketing communications, non-essential cookies and other optional processing operations, separate consent will be requested where legally required.
This consent does not form part of the contractual acceptance of these General Terms and Conditions.
CFG has the right to:
if the client fails to comply with its obligations.
All legal relationships are governed exclusively by Spanish law.
Disputes shall be submitted to the competent court in Spain.
