Learn how to get the best ROI for your short term rentals
Secure tailored financing solutions designed for international buyers and expats, including personalised mortgage structuring and strategic leverage options e.g. 100% LTV.
Structured financing for premium projects and investment initiatives on the Costa del Sol. We balance capital efficiency with risk management and bespoke deal execution.
Access and invest in curated high-value real estate opportunities in Marbella and the wider Costa del Sol market, from luxury villas to exclusive off-market developments.
Acquiring property in Spain is about more than location, it’s about alignment with your lifestyle, long-term goals, and financial strategy.
Unlike traditional agents, we approach property search through both a lifestyle and investment lens with 30 years of experience in Finance & Real Estate
The Finance Process -Structured for Confidence
Traditional Spanish lenders often finance up to 60–70% Loan-to-Value for international buyers.
We go further.
Through tailored structuring and cross-border asset assessment, we can offer up to 100% Loan-to-Value financing, subject to profile and approval.
Our Structured Approach:
01 — Financial Profile Assessment
We analyse income structure, international assets and liquidity position.
02 — Custom Financing Strategy
We determine optimal leverage, risk balance and capital preservation strategy.
03 — Approval & Coordination
We manage documentation, bank liaison and timeline coordination.
04 — Completion & Ongoing Advisory
We remain your long-term financial partner beyond acquisition.
Why Clients Choose Us:
-Preserve capital for investment diversification
-Maintain liquidity rather than tying up cash
-Strategic leverage for portfolio growth
-Transparent, bilingual advisory (English & Dutch)
Financing is not an afterthought, it is a strategic decision.
in competitive markets like Marbella, negotiation strategy matters.
We structure offers that are commercially intelligent and financially optimised — protecting your position while maximising acceptance probability.
What Sets Us Apart:
- Pre-structured financing for stronger negotiating power
- Clear cost breakdowns (tax, notary, transfer, legal) before signing
- Risk review of valuation, liquidity and exit strategy
- Coordinated communication with agents, lawyers and banks
You enter negotiations prepared, informed and protected.
Strategic Property Selection, Not Just Viewings
In Marbella’s dynamic luxury market, the right property is more than beautiful architecture — it must align with your lifestyle, financial structure, and long-term objectives.
At Costa Finance Group, we approach property acquisition differently.
We do not “sell listings.”
We advise on decisions.
What Makes Our Approach Different
- Lifestyle & Investment Alignment
Every recommendation is evaluated for both personal enjoyment and long-term value.
- Access Beyond the Public Market
We source on-market, new developments, and discreet off-market opportunities through trusted local networks.
- Micro-Location Intelligence
From Golden Mile to Nueva Andalucía and emerging prime zones — we advise based on appreciation potential, liquidity, and demand trends.
- Finance Pre-Alignment
Before you fall in love with a property, we assess feasibility and structure — ensuring confidence before negotiation begins.
- Objective Guidance
We represent your interests — not developer inventory or commission-driven priorities.
The Result
You invest in Marbella with clarity, structure, and confidence, knowing your property is aligned with both your lifestyle and your financial strategy.
A Seamless Property & Finance Journey for both Corporate & Individuals
Whether for a holiday home or permanent residence, you can borrow up to 70% of the property price with Spanish banks. With Costa Finance we have the option to provide 100%
With a Spanish bank, you must borrow at least €..... when purchasing a property.
Paradise Road 70, London
Botanical Garden, Birmingham
Country Road, Manchester
Stay informed with curated insights on the property market, financing trends, and investment opportunities.
We provide clear, data-driven updates designed for international buyers, helping you make confident, well-timed decisions in a fast-moving market.
Learn how to get the best ROI for your short term rentals
Whether you’re planning your first acquisition in Spain, seeking optimal financing or exploring investment opportunities, we’re here to guide you.